The scammers thought they could scam me, but after researching more on NationalCreditReport.Com I called to cancel the membership fee within the hour, and someone answered right away. So I think this helps with having them charge your account within the 24 hours. The lady who answered was polite and nice, so that was something different than the comments about the reps mentioned here. I do recommend you beat the late rush they have later after the 24 hour is up to get an earlier cancellation. I did also e-mail the 'scam team' and... read full review »