While attempting to purchase a semi tractor truck, we were contacted by Citadel Equipment Finance. The person who contacted us stated that we had to fill out the application online and it would be processed quickly. Through email correspondence with Darin Charan, we were told that we were approved for $30, 000. He also sent a list of the proposed payment schedule along with the steps for what to do when we found equipment. We were told that we had to pay the first and last payments along with a $495 processing fee. We located a truck and faxed... read full review »