I agreed to pay $1.95 for a CD with information on the availability of governments grants. No CD has been received though I have been bombarded with multiple emails daily that are the same thing as the original offer I accepted - its circular. When I received my credit card statement I found additional Int'l Visa fees that were not disclosed in the original offer to receive the CD for $1.95 and there is another charge for $58.61 that was never authorized. read full review »