I am a small business and only do business in November and December. After having First Data as my credit card company, I decided to switch my credit card processing to Leaders. I spoke to a Chris Lopez extensivly before signing up. I asked on several occasions what fees there were since there was no Application Fees, monthly statement fees, settlement fees etc. I was given a rate and when I received the contract I looked over it carefully. I received my first statement and wow the non-disclosed fees amounted to almost 5% of my sales. I phoned... read full review »