They contacted me by letter stating I did not comply and make payment by 03/19/09 that they would submit to local authorities and would lose the ability to write checks at over 300, 000 retail locations. When I contacted the office I spokewith a Mrs. Bailey and she instructed was a purchase for shoes from a company I have never even heard of. When I asked for a copy of the bad check she instructed me that I would have to get it from the bank account that I used to have 4 years ago that is closed.After review of several different articals online this company seems to be a FRAUD!!! read full review »