I checked my creit report sometime in the month of Nov to see AFNI collection from IL, had provided negative information about me to all three credit bureaus for a verizon bill $ 199.14 from seven years ago that is not mine.. i was never notified prior to checking my credit report of this debt. i than sent them a letter to validate this debt. they sent me a computerized print out of a alleged bill, which clearly does not constitute validate as per the FTC. weeks later i received two addition collection notices one for $ 70.00 another verizon bill that was paid months before they contacted me and a $ 27.00 sprint bill from 5yrs ago. I checked with the Attorney General office in Pennsylvaniato hear that this company is not licensed in Pennsylvania to collect a debt. They are only licensed in NC, MI, IL. A CLASS ACTION LAW SUIT SHOULD BE FILED AGAINST THIS COMPANY." NOW"

Today my inlaws (who I have not lived with in over three years) received a letter wanting to "settle" for half of an 1800 dollar phone bill from GTE. Afni, the collections company has never contacted me before--and they are contacting me under my maiden name (I've been married for 6 years now.) They've provided NO dates or any other info. Can someone please help me find out how I can go about disputing this bill?

I've never received any other notices or bills...

We also just received a notice from AFNI we owed Cingular over $2, 100 for a debt we never took on. We called Cingular and they told us it was an account established in 1999 and was registered under Gap Kids in Illinois. We requested a copy of the contract and they said there was no contract and that we had to deal with Afni directly. We have been on the phone for over 4 hours speaking with Cingular along with the local police department to make a claim against identity theft. We wrote a letter which we found on a search on what to say and are going to send it certified and signed receipt by USPS tomorrow morning. These people are a joke and should be locked up!! I truly feel sorry for people that just don't know about these scams!! I guarantee this will be on 60 minutes soon enough and that the company is shut down.

Today I reviewed my credit reporta collection agency called Afni, Inc reported that alleging I have a Collection account. $214 past due as of Feb 2008. Lookin into the company that they are trying to collect on this account for is Charter Communications this has provided my phone intranet and cable tv service for about 7 months. I called Charter to check and see if I had a 214.00 past due amount on my account. She said no I have kept a credit on my account for the last 4 months and have never been late. They never once mentioned I owed any amount of money when they ran my credit to get service. I explained what I had discovered on my credit and she gave me the number to AFNI they had and it is not a working number. I found a web sight with a 24/7 number and it is not working either. How can a company report a false collection account on your credit report. How do I get this removed

Computer cam on and asked for my daughter-in-law by her maiden name and said he was Marlin. hen he asked where she was, did she have a phone, when she would be back, and was this a good number. The funny thing is that shes never lived here.