We were told by Cigna to go to an in network specialist. It would be a copay of 45 dollars. We go and the provider that was given was affiliated with a hospital so the hospital did their billing. The hospital bills cigna and we were billed towards our 500 dollar deductible instead of just a 45 dollar specialist copay. We were there before and it was just a copay but they made a mistake, Cigna said, and it should've been applied to our deductible. If that is so, why did Cigna tell us a 45 copay and give us the provider to go to? read full review »