I have been going through a very rough year. I no longer gave this company permission to auto payment from my checking acct. ; only to find out that they have done just that! According to their non english speaking customer service representative...their service aggreement allows such a withdrawal. Unbelievable! I can't even find their SERVICE contract online. It seems to be mired in a gobbledy hodge podge of fine print no average person can find. Never again will I use their service! And I submit that anyone who does...thinks twice!!! read full review »