I applied and finally after obtaining an attorney, got a small loan modification from bank of america which finalized this year. I had some damage to my flooring due to a water leak so Mercury Insurance issued me two checks, the first to get me started replacing the floor and the 2nd one to finish. The first check was fine, but the 2nd one was payable to myself and b of a. B of A is holding the money because I received a modification. Now my living room and hallway is concrete while i wait to see whether they are going to release the check. If they do, I have to take it to the flooring company and they have to sign off the check with me, then I have to send it back to B of A for them to release the funds. I pay the insurance. What gives B of A the right to take it from me? Isn't their a law against this?

I have opened bank accounts and at present have a checking and savings account. Have never had a problem. Tried opening an account with Bank of America and after giving my social security card was told the your bureau had a message the said credit established prior to SSn issue date. I called social security office and they said the number had not be used by anyone. My credit report from you shows that before I had my social security card I had a Penneys and Sears card from my husband who had established credit with them. I merely had my a card with my name on it but it was not my social number used to open the account it was my husband's. When I received my naturalization papers then a social security card was issued to me. I have always manintained good credit and have an excellent score. I cannot understand this report about prior credit and would like to have it cleared.

I kept my account open and opened another account with my husband. I had asked the teller if there was a problem doing this, he said, "No". It should be fine. So I listened to the idiot. I said, if there was an overdrawn amount on this account will the main joint account take over and pay for the amount used, he said, "YES". So, when I went to used the account the lady at the counter said, that the account was overdrawn. It was not, because the money would automatically withdraw from the joint account. The amount was withdrawn. A few months later I start receiving letters from a collection agency that I owe over 500 dollars, but that the will settle the amount with only 300.00 something dollars. I went to the bank and talked to the manager of that bank, he just blew me off and told me to pay it and that he is not going to look into this account and had me sent out of the bank, by a security guard without looking into this account. He was very unhelpful. Nasty thing. So, I called the collection agency and they told me to look for the evidence that the amount was already taken out of the account. I sent them the paperwork and have lost it. Now I'm stuck with an amount of 500 to pay back without any evidence that the amount was already taken care of out of the joint account.

I cancelled my Alaska Airlines bank of america over a year ago, but yet the bank keeps it open AND charges me an annual service fee. This is fraudalant and coercive. All my complaints have returned back to me stating that I agreed to this service charge, yet I have the documents showing that I cancelled the credit card over a year ago. What can I do against a company like Bank of America?

From: Bank of America Alert <[email protected]>