I had an account at Tcf Bank. I went on negative 46.45 on mine student checking account. After I transfered money from my Chase bank to that account at TCF, they closed myaccount. Added a collection fee of 35 dollars and send it total 81.45 to the collection department. When I called them they said that they will cancel it. For two weeks I did't got any letter that it is canceled arleady. When I called themsecond time they said that they cannot cancel it and I still owe to the collection deprtment 35 dollars. It is some joke and not a bank. NEVER AGAIN I WILL NOT HAVE AN OPEN ACCOUNT AT TCF BANK. It was the worsemistake I ever made to have an account there!!!

Somebody is charging on my account. Date of charge-8/5 /2010. They charge - Club Services Oceanside Caus. They charge $49.00. They charge again now. I want it stop.

Direct Deposti made and checks posted. Made additional deposit and item was not posted same day when visiting the branch before 2 pm Bank did not post till next day on my account, Over draft charges on all checks totaling over 175.00 even after complaigning refused to reverse all charges and made deposit and still more over draft charges charged to my account. This bank has changed all the conditions made when opening the account including miminum deposit requirements. All transactions made from direct deposit should be made available immediately. Used account same day and received an NSF fund while visiting and making a purchase at Jewel. There is definitely something wrong with this bank. Funds are not posted correctly. Closing my account.

We went to a mortgage with escrow included 3 years ago. We did the loan in December, so they took care of paying the escrow to the township. The next 2 years, we have yet to get our escrow check in December to pay the taxes in that year. Both years, they claimed they mailed the check to us. I can see this happening once and it got lost, but twice? Little hard to swallow. When we contacted them, we got different answers from the branch people in our state and also from the corporate in MN. No one had the same answers for 2 years in a row. What was really funny was that both of these last 2 years the check gets to our town treasurer right after the first of the year, so it does not get cashed until the next year. I am not sure if this is TCF's business practice to have the funds come out in a different quarter? Now we went to branch bank and paid our mortgage on the 9th of July, apparently the branch never must have sent the check to the corporate in MN, so they are saying we did not pay. Thank god my husband has the receipt, so corporate says to stop payment on old check and reissue a new and they will pay for our stop payment. This was talking to a Chris in customer service in MN. Low and behold - 5 days after talking to him and doing the stop payment and reissuing, they cash our old check (which showed up 18 days after it was given to their branch. We mailed the stop payment, the receipt showing when paid and the new check and now 7 days later, they cant find that information. Everyone you talk to has no clue what they are doing and banks like this are allowed to opperate. Then the best part is we have a 2nd mortgage and I only just found this out, that our escrow was done in our second mortgage, which we never signed documents for this it was to be in our 1st mortgage and we have the signed paperwork, and they raised us to 10.5% interest on the second of which almost $270/month is our escrow. So we are paying 10.5% interest on money that is ours? Not sure how legal that is. But they claim that is not how it is. We have heard so many stories from this bank, they need to be shut down.

tcf bank over charges for overdrafts they charged me 175.00 on fees for being 17 dollars short because there policy is fuck every one that banks there for example i had the money to cover all but one trans but instead they worked it so that they could make the most out of every transaction so if you like getting robbed by your bank than bank with tcf bank today