This is and email that will hopefully save people a lot of Money. The Steltmen group/ virtual branch is not a mortgage company. The main business is taking your montly fees. The following : The are not backed by a federal charter. ( They could not supply one when my state asked for it.) There fees on each loan approach $2300. Bteween them and there broker. FHA are done in violation for the law. They are not a mortgage company at all. Broker to to broker to broker The source is Nations Funding Source. Ypu can go direct with no montly fee. They... read full review »

We were in the same boat.We had re-finaced our mortage and then was sold to HSBC.That was something I will regret from now on.Things went Ok for a while as long as the payments were on time, but then my husband was laid off for three months.When he finally got another job it was for alot less than he had been making.We called and told them what was going on and that we would get things caught up as fast as we could.We sent one payment then another and by then still owed two.We had asked if we could pay the principle payment payment and put the... read full review »

Mare was sold as sweet, friendly, and beginner safe. She is extremely hostile in a stall, ears flat, attempts to bite (and does) and threatens to kick (stayed away from that end). She is dangerous in the stall. No mention of this when bought, but found out later that the same horse had been sold before and returned for that very reason. They bought her back for less than half the original selling price and turned around and sold her again to us. They are making $ on this mare. The mare was always taken out of the stall rapidly upon our arrival... read full review »

In all fairness, Benny Hinn gives a lot of entertainment value for the buck than some of the CHARISMATIC 'PREACHERS' out there. However, I continue to wonder why he is selling what appears to be JEWISH items on his website when they ARE NOT! TO ALL CHRISTIANS WHO BUY THESE AND THINK THAT THEY WILL MAGICALLY ENDOW YOU WITH THE MAGICAL POWER OF THE JEWS TO ALLEGEDLY MAKE MONEY WITHOUT WORKING FOR IT --FORGET IT! Because t is NOT going to give you miracles that he has implied that it will and then you will get angry at the Jewish people... read full review »

We want to report on our experience with Page Parkes School of Modeling & Acting and Page 713 in Houston, TX: In August of 2007 our son decided he wanted to take a serious step towards an acting career (something he has been interested in most of his life) so we decided to contact the Screen Actors Guild to get a list of legitimate Agencies in our area. We emailed some head shots to Page Parkes Corporation and were contacted by one of their Representatives immediately to book an interview with him. We were told that he had great... read full review »

Dr. Adam's has now taken down his NEARING MIDNIGHT Myspace! You guys Rawk!!! If you all would please direct all your comments to [email protected] now. Oh he also has a website WWW.NEARINGMIDNIGHT.COM and other associates. Thanks to all of you! We need to stop people wo would use religion for there perverted fantasies... I can't tell you all enough how much I appreciate what you all have done!!! Thanks for the support. I ran across Dr. Adams...myspace.com/nearingmidnight and he preached a good game. This man...he wa... read full review »

In April 2006, I received a text message on my cell phone from ALLTXT4.COM stating that my subscription was being renewed at 9.99 per month. Problem is, I never signed up for anything from them to start with. At the time, I did not know what the service was supposed to be. I checked the website which is a non-functional website. I called the toll-free number given in the message, but got a continuous busy signal. I called Verizon Wireless and they gave me another toll-free number. There were no live people here, so I used the automated system... read full review »

This post is regarding Page Parkes Modeling in Houston, Texas. My daughter has always wanted to model and act. We took her to a few 'modeling expos' and things f that natuyre and I never felt quite comfortable. The little voice in the back of my heaad was saying rip off. Unfortunately, that voice didnt hit me until it was way too late regarding Page Parkes. My wife and I took my daughter to Page Parkes to be considered as a model and actress. We went through an initial process where they 'selected' certain people to be Page... read full review »

They are horrible - never ordered from them. They represented to me as a Teleflora shop - well Telefora confirmed they are not part of them. They delivered the flowers to my mother four days late and all the flowers were dead. She opened the box up and all the mums - roses were completely dead - imagine her embassassment in front of her co-workers and manager. Please don't use them if you want good service. I have made 22 phone calls to their center and they have not returned one call. read full review »

For anyone with hardwood floors, Do Not buy carpet tape from Shurtech Corp. sold at Ace Hardware stores. The box states: " Ace Carpet Tape Cloth, Use for rough surfaces AND heavy traffic areas. Double sided adhesive, features double sided, EASY one piece removal, designed for application surfaces that are not smooth. Recommended for use on concrete, metal, plastic, tile, vinyl, WOOD AND PAINTED SURFACES". I applied this tape to the back of my throw rugs. When I went to pick up the rugs and remove the tape the finish on my hardwood... read full review »

So, I had scheduled a pickup yesterday. This morning, the packages were still there. No big deal. I call UPS to see what the deal is, and im told someone will get back to me. Well, the woman who called me back started by telling me that I didnt do the end of the day report by the time he had come at 3:45, and no one was at my desk. Well, considering I work until 3, your right, I wasnt here. However, I also have the end of day slip printed out, and had it on top of the packages for when he came. I have the time that was printed out also. When I... read full review »

This guy name is Dr Vikram Raj frm India. He is an expert dating scammer. He makes profiles on all dating websites and facebook, orkut and twitter etc and makes the women attracted to her by sweet talks. His detailed informations are available on these web pages since last 5 years. He has worked with ad agency rediffusion in delhi also. He cheats his targets by making sob stories. He has cheated P Sudha Rao of Banjara Hills Hyderabad in Andhra Pardesh India and tried to molest her daughter Sushmaita Rao as well. read full review »

I bought a "deal" from Mamapedia that would allow me to receive $30.00 worth of merchandise from a website for $15.00. I thought it was a good deal until I tried to use the coupon and the website kept giving me a message saying "invalid code". I made sure that the items I was purchasing were not under any other promotion or sale and kept trying. After receiving the same error message again, I tried to email Mamapedia with the problem. I never heard from them, so tried two more times before I got fed up and stopped trying to... read full review »

I was contacted by Together (dating) after posting a personal profile on a local (Lawrenceville, NJ area) dating web site. I went to their local office for an interview. They made some pretty fantastic claims about being the best introduction service...that all members were carefully screened and that I would be perfectly matched. I paid $3, 000 for this service. They failed to inform me that their membership center was 45 miles from my home. I was further informed by one of their employees that I was obligated to accept matches who lived up... read full review »

I was approached by a friend to invest in my own travel website. For $499.00 you are set up with your own site to book travel or other people can go to the website and book. Unless you recruit more people into the business you end up with a $49.00 a month website fee. Yes I did recoup my $499.00 and a few months of fees. But it is almost impossible to get people to do this. Also I have waited up to 6 months for a commission. I shut down my site because of the fees and can do better on the web for travel. The up line involved flew the coop... read full review »

I am doing some research on a comapny from South Florida called Team National www.bign.com Can anyone spare some insight on this business? read full review »

Has anyone heard of "Royal Cruise Matrix"? Does anyone know the owner? is it scam? read full review »

I ordered two Horse hair Bracelets, which they charged $26.00 for 0ne and $25.99 including shipping. I have sent a number of emails, and call the number they supplied, but all I get is an answering machine that says it is full of messages and then disconnects. read full review »

Got a letter on 'Avery Financial Inc' letterhead claiming we had won $125000 sweepstakes. A check for $4980 was enclosed. The letter said that we had to call Mr Phillip Adams before cashing the check. First real clue that this was a scam was the company address on the check. The company is supposedly based in North Grosvenordale, CT. Having lived in CT for a good number of years, I knew there was no such place. We didn't bother to spend the money to make the long distance phone call, but immediately checked 'Avery... read full review »

This company, onlineherbalproductsstore promised me written prescriptions and pharmacy filled for Phentermine and delivery within 3-5 business days. What I received in 3 days were tablets of low quality herbal products markings for Generic Phentermine. These look alike products were entirely fake, and having had them analyzed contained low quality herbal supplement. When calling the 'resolution department' they claimed they would look into the matter and 'knew nothing' on who prescribed it. The label on the prescription... read full review »

I purchased a maltese and a yorkie from this puppy broker and found out her puppies were imported from Korean puppy mill breeder from www.jungpuppyclub.com. I have found this seller has been buying and reselling puppies illegally and importing these puppies to the USA under the required age of 6 months old. I have an investigator looking into this seller. Her name is Jina at Poshfairytail.com Posh fairy tail puppies sells puppies that are much younger than what is advertised as my vet said my puppies were barely 8 weeks old when I took them in... read full review »

Purchased a transmission and transfer case. Shift levers for both were cut off with a torch. We were never told there was no warranty or no return. Paid cash. Searched everywhere. No one will sell just the shift levers for the transmission and transfer case. Returned it and was basically told, tough luck. Weld a piece on, like I can afford to pay a welding shop to do that. That doesn't even consider I don't want some jury rigged conglomeration that looks horrible in my vehicle. My existing shifters will not fit this unit. So, no... read full review »

I did not recived the product reference No 20397-85x read full review »

i was charched monthly fee after cancelling subcribsion read full review »

We are in the middle of losing our home like so many other Americans and I cannot believe what just happened. This law office filed phony paperwork to the US Bankruptcy Court saying that we owned 1% of a property in San Diego. This was done on behalf of One West Bank and Deutche Bank. We have never owned property there and have never even been to California before. We are in the middle of Bankruptcy and they are trying to become a creditor through these bogus tactics. It is a $500, 000 fine or 5 years in prison for filing a fraudulent claim... read full review »

On 8/8/10 I purchased Safe Cart File Cure to help with some of the problems I was having in my personal computer. I installed the program & couldn't get it to work. Then on 8/25/10 I installed Safecart Driver Cure to see if that would help with the File Cure. To my disappointment neither worked. I contacted technical support to help with my computer problem. I immediately uninstalled both programs. Both products were paid for on my Credit card account. I have yet to be refunded for both products. If You value Your money don't purchase either of these products... They do not work... :( read full review »

recieved 3000mw 532nm laser pointer, defective, no beam is emitted from the device read full review »

The Manager of an auto repair shop under the franchise of Goodyear Tire in Canton, Michigan was unapologetic when I confronted them that they cheated on me for not doing the job as promised and paid for in rotating me tires. I just found that out when I got home and found not a single fingerprint on the hubcaps and same tires still installed on the same location. A discount coupon did not reflect the discount I submitted, cheated by their shop writer. He said he will do it again, but I refused unless he acknowledge his mistake. He might also... read full review »

Ark Marketing Consultants is a SCAM. It is a multi-level marketing(pyramid) scam.It is sad and pathetic excuse for a company under the Cydcor umbrella.Save yourself the time and embarassment from your family and friends.Company does not reimburse you on any of the business expenses. They tell you that you can work out a deal regarding the base pay, but that is NOT true. Job is 100% commission going DOOR-TO-DOOR barging into businesses who does not want you there. They call it business-to-business to save themselves the embarrassment from... read full review »

Fee Recovery Specialists have hit the timeshare scam circuit this year with a fancy website and a telemarketing room. Fact is, however, they are calling timeshare owners that have paid to sell their timeshare-- and telling these poor saps they can get their money back. Not in this lifetime! Fee Recovery Specialists are a bunch of ex-timeshare re-sale creeps that have all your info already because it can be bought from defunct offices in South Florida. Don't be fooled again. You will lose more money on another false promise. Call the Florida Dept of Agriculture and the Florida Attorney General for advise. read full review »

I went to Swift to get my CDL's the first time I have ever driven a mass truck, and the first time I held a CDL license. Until I got a letter from the Deportment of Public Safety stating my license would expire in 30 days. Puting me in danger of lossing my present job, which I had to take 3 days off with no pay to retake the test, that I thought I had already took. Plus Swift got over four thousand dollars from me for that school. I want my money back. read full review »

My tenant had an alarm put on his home and then defaulted on the payments. It went to collections and showed up on my credit report, apparantly because I'm the owner of the home. When I called Anderson Crenshaw and calmly tried to find out how and why this happened and how to resolve it I was met with downright verbal abuse. My head was swimming I was so confused by their attitude and extreme rudeness. I guess being a collection agency they expect abuse so immediately jump on the offensive, but their treatment of me while I was basically... read full review »

Please be aware... Retriever Payment Systems is a Rippoff Unfortunately, my mother who owns a salon and who is not fluent in english was the perfect victim for one of those soliciting salesman for WholeSale Payment Solutions. She did not realize what she was signing at all because that man was a coniving lying heartless person to decieve her in any way possible and offered her deals that targeted her interests. Pretty soon she was paying for overpriced bills that were charged by FEEs everywhere! I helped her by calling in to the company to... read full review »

This has happend to me to, I was lied and cheated, They say that the discount rate will be 1.29%, but all my discounts on an average were 3-4% and when confronted, I was told that the discount rate varies if a different card is used. I understand if it was little +-, however I was told 1.29 and I am being charged 4%, Also we have lost almost all chargebacks when people order and falsely claims they didnot order. Their customer support is non existing. I am a small photographer and becuase of Noble Pay. I have lost a lot of money. Be aware they... read full review »

I purchased a Frigidaire professional range and an extended warranty fom Brandsmart in July of 2009. Over two months ago my range failed and started producing an alarm sound continuously and I had to shut off the circuit breaker to stop it. I immediately called Brandsmart and arranged for a warranty repair. Since then Brandsmart has sent the repairman to my house 3x and my range is still broken. First, had to order a part-took weeks and then allegedly part arrive damaged. Then a few more weeks and and repairman came out and wrong part because... read full review »

I have been going to this doctor for some time and if you have a question on any medication and you call she never answers the message and calls back. I guess she wants you to make an appointment before she will talk to you. I was there on May 2 and told her I was out of a certain medication(which is very important) I could not remember the name of my online pharmacy so I made a quick call to find out. I found out and told her, she was now out of the room and told me to tell the girls up front and they would put it in(she does not give out... read full review »

Their site lacks tons on information about their products compared to warranty direct and carchex direct. I called to ask a question and got Cameron. She did not want to help me at ALL. Refused to listen to my question to help me understand. I raised my voice a bit (not yelling), she said she did not like to be yelled at and hung up on me. WOW they really want my business. I called needing help understanding their coverage's. I called back and she answered again. I ask for a manager and she stated she was the manager. She was very very... read full review »

Purchased a $20 groupon for Martinizing Dry Cleaners @ 146th st in Carmel IN. When I went to pick up my clothes, they told me that the groupon had to have ben presented when I dropped them off. They pointed out an 8x10 sign on the counter stating this. I don't believe this sign was there when I dropped off the clothes because had I seen it I would have shown the groupon to them. Regardless of this sign, the groupon doesn't state present when you drop off clothing, but rather ambiguously states "present groupon upon arrival"... read full review »

MODELS, GIRLS THAT WANT TO BECOME MODELS IF YOU SEE TYE MACK RUN!!!1 HE IS A CON ARTIST, WHO USES CHURCH AS COVER. BUT WE DUG INTO HIS BACKGROUND AND HE IS NO GOOD! HIS THING IS TO MAKE UP SOME AGENCY, MANAGEMENT, STUDIO UP. MAKE A WEBSITE AROUND IT, PROMISE A HUGE MEDIA COVERED EVENT. CHARGE MONEY AND NEVER DELIVER. AND DISAPPEAR. MONTHS LATER DO IT AGAIN. dON'T BELIEVE ME? dO YOUR HOMEWORK, AND YOU WILL SEE I SPEAK NO LIE! chECK OUT THE FOLLOWING LINKS: complaint made against Tye Mack's Modest... read full review »